Do you know how to estimate how much money you will need in your retirement? New retirees often boast about the joys of no longer needing an alarm clock for work. They boast about… Read More
To Move or Not to Move in Retirement? What Should You Do?
Overwhelmingly, retiring Americans want to age in place or at least in their communities. However, the question becomes, “Do I move to a senior living community or downsize to a cheaper home?” This decision is… Read More
Women of Divorce: Maximize Your Social Security Benefits
Many women are unaware that if they become divorced, they may be eligible for Social Security benefits based upon their ex’s earnings record. These include spousal as well as survivor benefits. As a women… Read More
Can Your Housing Choices Affect Your Retirement Plan?
I have been working with clients regarding their retirement plans for over 4 decades. Over that period of time, I have come to the realization that retirement planning is not just a number problem to… Read More
5 Retirement Tips to Help Women Take Control of Their Future
A proper retirement plan should contain provisions for the following areas: income, investments, taxes, health care and legacy. 1. Income: Where it comes from and how to optimize it Retirement income usually comes from savings,… Read More
Within 5 Years of Retirement, 5 Tasks to Complete Now
If you are within 5 years of retirement, you are in the “red” zone. Small actions such as reviewing your investments and/or updating your financial plan can have a significant outcome because of how… Read More
7 Must Dos As You Approach Retirement
Do you know what 7 steps you need to take prior to retirement in order to assure yourself of a secure retirement? Saving for retirement can be so much easier to implement than withdrawing… Read More
Social Security Benefits Can Be Taxable! Be Forewarned.
Surprise, your Social Security benefits are taxable benefits! Retirees are often surprised that their Social Security benefits are taxed. The tax is most often encountered by retirees with higher incomes. However the proportion of Social… Read More
When Should a Women Claim her Social Security Benefits?
Why do so many claim Social Security benefits early? Under normal circumstances, the earliest that you can claim your Social Security benefits is age 62. Doing that however condemns you to a permanent reduction in… Read More
Does Money Deliver Happiness?
How do you make money boost your life satisfaction? Money can be an opportunity for happiness as long as you don’t squander it. How do you use your money to maximize your happiness? All too… Read More