Millions of Americans depend upon Social Security to deliver inflation adjusted monthly income. However, a single, uninformed decision can cost you hundreds of thousands of dollars over your lifetime. Identifying costly Social Security mistakes… Read More
Before Retiring, Ask Yourself These Questions
Before you retire, it would be well worth the time to ask yourself specific questions. These questions are specific to the age at which you plan to retire. If you can answer “yes” to most… Read More
Do People Truly Retire at Age 65?
How true is it that a person in America retires at age 65? The numbers may surprise you. Clearly, some Americans do retire at age 65, however others are working well into their 60s… Read More
7 Ways to Estimate Your Money Needs in Retirement
Do you know how to estimate how much money you will need in your retirement? New retirees often boast about the joys of no longer needing an alarm clock for work. They boast about… Read More
To Move or Not to Move in Retirement? What Should You Do?
Overwhelmingly, retiring Americans want to age in place or at least in their communities. However, the question becomes, “Do I move to a senior living community or downsize to a cheaper home?” This decision is… Read More
Women of Divorce: Maximize Your Social Security Benefits
Many women are unaware that if they become divorced, they may be eligible for Social Security benefits based upon their ex’s earnings record. These include spousal as well as survivor benefits. As a women… Read More
Can Your Housing Choices Affect Your Retirement Plan?
I have been working with clients regarding their retirement plans for over 4 decades. Over that period of time, I have come to the realization that retirement planning is not just a number problem to… Read More
5 Retirement Tips to Help Women Take Control of Their Future
A proper retirement plan should contain provisions for the following areas: income, investments, taxes, health care and legacy. 1. Income: Where it comes from and how to optimize it Retirement income usually comes from savings,… Read More
Within 5 Years of Retirement, 5 Tasks to Complete Now
If you are within 5 years of retirement, you are in the “red” zone. Small actions such as reviewing your investments and/or updating your financial plan can have a significant outcome because of how… Read More
7 Must Dos As You Approach Retirement
Do you know what 7 steps you need to take prior to retirement in order to assure yourself of a secure retirement? Saving for retirement can be so much easier to implement than withdrawing… Read More